Bright vacation home
Classic Danish style – calm and bright.
Vacation home & housing – unlock equity with buyback option
Do you have equity in your vacation home or property but need cash now? With REFIBU, you can unlock the value without saying goodbye to your home forever.
Our solution is a temporary sale with buyback option: You receive most of the value now – while keeping the right to repurchase within the agreed period.
Primary residence
Liquidity without a permanent sale – keep the option to repurchase.
Interior
Scandinavian coziness with large windows and natural light.
How it works
1) Contact & description
Tell us about your property (address, type, size, condition, existing loans). We quickly assess the potential.
2) Evaluation & offer
You receive a clear written offer with payout amount, expected term, and buyback conditions.
3) Agreement & payout
We complete the transaction, and you receive the funds. You keep a contractual buyback right within the agreed period.
60–80%
Typical payout of assessed value*
6–24 mo.
Typical buyback period
Fast
Decision & payout
*Depends on property type, market conditions, financing, condition, and documentation.
Important to know
Temporary sale ≠ traditional loan
This model is not a mortgage or bank loan. Legally, ownership changes, but your buyback right ensures you can repurchase within the agreed period.
Transparent terms
You receive all costs and conditions in writing upfront. No hidden fees.
Secure handling
All agreements are signed digitally or with a notary/lawyer if required. Funds are transferred securely.
FAQ – Vacation homes & housing
Can I stay in the property during the period?
This depends on the agreement and local rules. We review the options with you so terms and insurance are in place.
What if I don’t repurchase before the deadline?
If repurchase does not occur within the agreed period, the property may be sold to a third party under the contract. You keep the payout already received.
What costs are involved?
All costs are listed in the offer (valuation, establishment, etc.). No hidden fees.
How quickly can I get the money?
Once the evaluation is approved, payout can usually happen very quickly – often the same day or the next business day.
Does it affect my credit rating?
This model is not a loan, but a temporary sale with buyback option. We review the consequences with you before you decide.
Do you want to unlock equity in your vacation home or property?
Describe your property – we will get back to you quickly with a non-binding evaluation.